DCA $100/month since 2014: you'd have $754K today
Current Value
$754K
$100/mo
Total Invested
$14K
ROI
55.1×
return on investment
BTC Held
10.58 BTC
Results by Monthly Amount
| $/Month | Invested | BTC Today | Value | ROI | S&P 500 |
|---|---|---|---|---|---|
| $100 | $14K | 10.58 BTC | $754K | 55.1× | $26K |
| $200 | $27K | 21.15 BTC | $1.5M | 55.1× | $51K |
| $500 | $69K | 52.89 BTC | $3.8M | 55.1× | $128K |
| $1000 | $137K | 105.77 BTC | $7.5M | 55.1× | $256K |
Worst Moment
In 2019-02, your portfolio was down 73.9%from its peak. If you kept going, you'd be at $754K today.
Dollar-Cost Averaging Bitcoin Since 2014
These are actual historical results — not projections or models. Every number uses real BTC prices from 2014 to today. The S&P 500 column assumes a 10% annual return with monthly compounding for comparison.
DCA works because it removes the pressure of timing the market. Even investors who started at cycle peaks eventually accumulated significant returns by staying consistent through bear markets.
DCA from other starting years
Frequently Asked Questions
Dollar-cost averaging $100/month into Bitcoin since January 2014 would have turned $14K invested into approximately $754K — a 55.1x return. You would have accumulated approximately 10.58 BTC at an average cost of $1,295 per Bitcoin.
$100/month DCA from January 2014 to today means $14K total invested. Based on actual historical Bitcoin prices, this portfolio would be worth approximately $754K today, with 10.58 BTC accumulated.
The worst paper loss for a $100/month DCA starting in 2014 was approximately 73.9%, occurring in 2019-02. Investors who continued their DCA through this drawdown recovered fully and reached $754K today.
From January 2014 to today, $100/month DCA into Bitcoin returned $754K (a 55.1x multiple), while the same DCA into the S&P 500 returned $26K (a 1.9x multiple). Bitcoin outperformed by $729K in absolute terms, though with significantly higher volatility along the way.
You might also like
New to Bitcoin? Start here.
Our free 10-module course covers everything from the basics to self-custody — no jargon, no shilling.
Want to customize these numbers?
Use the full Bitcoin FIRE Calculator to adjust your age, savings, expenses, and growth models. Plus explore our free 10-module Bitcoin course.