Bitcoin Retirement Calculator

By your current age

Starting with $80K in holdings and $20K/yr savings. Retirement at 65.

Age 2045 years to retirement Age 2540 years to retirement Age 3035 years to retirement Age 3530 years to retirement Age 4025 years to retirement Age 4520 years to retirement Age 5015 years to retirement Age 5510 years to retirement Age 605 years to retirement Age 650 years to retirement

By target retirement age

Starting at age 30. How much do you need to retire early?

Retire at 4010 years accumulation Retire at 4515 years accumulation Retire at 5020 years accumulation Retire at 5525 years accumulation Retire at 6030 years accumulation Retire at 6535 years accumulation

By monthly DCA amount

Dollar-cost average into Bitcoin and see projected results.

$100/mo × 10yr$12K invested $200/mo × 15yr$36K invested $500/mo × 10yr$60K invested $500/mo × 20yr$120K invested $1000/mo × 10yr$120K invested $1000/mo × 20yr$240K invested $1000/mo × 30yr$360K invested $2000/mo × 20yr$480K invested

See full DCA matrix →

By Bitcoin amount

Already holding BTC? Find out if it's enough to retire.

0.100000 BTC$7K today 0.500000 BTC$33K today 1.00 BTC$67K today 2.00 BTC$134K today 5.00 BTC$335K today 10.00 BTC$669K today 21.00 BTC$1.4M today 100.00 BTC$6.7M today

0.001000 BTC$67 today 0.010000 BTC$669 today 0.250000 BTC$17K today 0.750000 BTC$50K today 1.50 BTC$100K today 3.00 BTC$201K today 7.00 BTC$468K today 15.00 BTC$1.0M today 50.00 BTC$3.3M today

By expenses & lifestyle

How much you spend matters more than how much you earn.

Age 25, $40K/yr40 years, lean expenses Age 30, $60K/yr35 years, moderate expenses Age 30, $100K/yr35 years, high expenses Age 35, $50K/yr30 years, moderate expenses Age 40, $72K/yr25 years, high expenses Age 45, $80K/yr20 years, high expenses

Age 22

$30K/yr43yr, lean $40K/yr43yr, lean $50K/yr43yr, moderate $60K/yr43yr, moderate $72K/yr43yr, high $80K/yr43yr, high $100K/yr43yr, high $120K/yr43yr, high $150K/yr43yr, high $200K/yr43yr, high

Age 25

$30K/yr40yr, lean $50K/yr40yr, moderate $60K/yr40yr, moderate $72K/yr40yr, high $80K/yr40yr, high $100K/yr40yr, high $120K/yr40yr, high $150K/yr40yr, high $200K/yr40yr, high

Age 28

$30K/yr37yr, lean $40K/yr37yr, lean $50K/yr37yr, moderate $60K/yr37yr, moderate $72K/yr37yr, high $80K/yr37yr, high $100K/yr37yr, high $120K/yr37yr, high $150K/yr37yr, high $200K/yr37yr, high

Age 30

$30K/yr35yr, lean $40K/yr35yr, lean $50K/yr35yr, moderate $72K/yr35yr, high $80K/yr35yr, high $120K/yr35yr, high $150K/yr35yr, high $200K/yr35yr, high

Age 32

$30K/yr33yr, lean $40K/yr33yr, lean $50K/yr33yr, moderate $60K/yr33yr, moderate $72K/yr33yr, high $80K/yr33yr, high $100K/yr33yr, high $120K/yr33yr, high $150K/yr33yr, high $200K/yr33yr, high

Age 35

$30K/yr30yr, lean $40K/yr30yr, lean $60K/yr30yr, moderate $72K/yr30yr, high $80K/yr30yr, high $100K/yr30yr, high $120K/yr30yr, high $150K/yr30yr, high $200K/yr30yr, high

Age 38

$30K/yr27yr, lean $40K/yr27yr, lean $50K/yr27yr, moderate $60K/yr27yr, moderate $72K/yr27yr, high $80K/yr27yr, high $100K/yr27yr, high $120K/yr27yr, high $150K/yr27yr, high $200K/yr27yr, high

Age 40

$30K/yr25yr, lean $40K/yr25yr, lean $50K/yr25yr, moderate $60K/yr25yr, moderate $80K/yr25yr, high $100K/yr25yr, high $120K/yr25yr, high $150K/yr25yr, high $200K/yr25yr, high

Age 42

$30K/yr23yr, lean $40K/yr23yr, lean $50K/yr23yr, moderate $60K/yr23yr, moderate $72K/yr23yr, high $80K/yr23yr, high $100K/yr23yr, high $120K/yr23yr, high $150K/yr23yr, high $200K/yr23yr, high

Age 45

$30K/yr20yr, lean $40K/yr20yr, lean $50K/yr20yr, moderate $60K/yr20yr, moderate $72K/yr20yr, high $100K/yr20yr, high $120K/yr20yr, high $150K/yr20yr, high $200K/yr20yr, high

Age 48

$30K/yr17yr, lean $40K/yr17yr, lean $50K/yr17yr, moderate $60K/yr17yr, moderate $72K/yr17yr, high $80K/yr17yr, high $100K/yr17yr, high $120K/yr17yr, high $150K/yr17yr, high $200K/yr17yr, high

Age 50

$30K/yr15yr, lean $40K/yr15yr, lean $50K/yr15yr, moderate $60K/yr15yr, moderate $72K/yr15yr, high $80K/yr15yr, high $100K/yr15yr, high $120K/yr15yr, high $150K/yr15yr, high $200K/yr15yr, high

Age 55

$30K/yr10yr, lean $40K/yr10yr, lean $50K/yr10yr, moderate $60K/yr10yr, moderate $72K/yr10yr, high $80K/yr10yr, high $100K/yr10yr, high $120K/yr10yr, high $150K/yr10yr, high $200K/yr10yr, high

Age 60

$30K/yr5yr, lean $40K/yr5yr, lean $50K/yr5yr, moderate $60K/yr5yr, moderate $72K/yr5yr, high $80K/yr5yr, high $100K/yr5yr, high

By salary

Real plans based on real income levels.

$50K salary$33K expenses, 15% BTC $75K salary$49K expenses, 15% BTC $100K salary$65K expenses, 15% BTC $150K salary$98K expenses, 15% BTC

$30K salary$20K expenses, 15% BTC $40K salary$26K expenses, 15% BTC $60K salary$39K expenses, 15% BTC $80K salary$52K expenses, 15% BTC $120K salary$78K expenses, 15% BTC $200K salary$130K expenses, 15% BTC $250K salary$163K expenses, 15% BTC $300K salary$195K expenses, 15% BTC

By country & city

Where you retire changes everything. 78 countries, 85+ cities.

Portugal$24K/yr, 0% tax Thailand$18K/yr, 0% tax Georgia$12K/yr, 0% tax United States$60K/yr, 20% tax United Kingdom$48K/yr, 20% tax Dubai / UAE$42K/yr, 0% tax Spain$30K/yr, 19% tax Mexico$21K/yr, 10% tax Colombia$15K/yr, 10% tax Indonesia$15K/yr, 0% tax Malaysia$15K/yr, 0% tax Vietnam$12K/yr, 0% tax

Western Europe

Italy$33K/yr, 26% tax Germany$42K/yr, 0% tax France$42K/yr, 30% tax Austria$42K/yr, 27.5% tax Belgium$42K/yr, 0% tax Finland$42K/yr, 30% tax Netherlands$48K/yr, 31% tax Ireland$48K/yr, 33% tax Sweden$48K/yr, 30% tax Denmark$54K/yr, 42% tax Norway$54K/yr, 22% tax Luxembourg$54K/yr, 0% tax Switzerland$72K/yr, 0% tax

Eastern Europe

North Macedonia$10K/yr, 10% tax Bulgaria$12K/yr, 10% tax Albania$12K/yr, 15% tax Romania$15K/yr, 10% tax Serbia$15K/yr, 15% tax Hungary$18K/yr, 15% tax Montenegro$18K/yr, 9% tax Croatia$21K/yr, 10% tax Poland$24K/yr, 19% tax Czech Republic$24K/yr, 0% tax Estonia$24K/yr, 20% tax

Americas

Ecuador$15K/yr, 0% tax Argentina$15K/yr, 0% tax Peru$15K/yr, 5% tax Dominican Republic$18K/yr, 0% tax Belize$18K/yr, 0% tax Costa Rica$21K/yr, 0% tax Brazil$21K/yr, 15% tax Chile$21K/yr, 10% tax Panama$24K/yr, 0% tax Uruguay$24K/yr, 0% tax Canada$48K/yr, 25% tax

Asia-Pacific

Nepal$6K/yr, 0% tax Sri Lanka$9K/yr, 0% tax Philippines$12K/yr, 15% tax Cambodia$12K/yr, 0% tax India$12K/yr, 30% tax Taiwan$24K/yr, 0% tax South Korea$30K/yr, 20% tax Japan$36K/yr, 20% tax Singapore$42K/yr, 0% tax New Zealand$42K/yr, 0% tax Qatar$42K/yr, 0% tax Australia$48K/yr, 23% tax Hong Kong$48K/yr, 0% tax

Middle East & Central Asia

Uzbekistan$8K/yr, 0% tax Armenia$12K/yr, 0% tax Kazakhstan$12K/yr, 10% tax Turkey$18K/yr, 0% tax Bahrain$36K/yr, 0% tax Israel$42K/yr, 25% tax

Africa

Nigeria$9K/yr, 10% tax Morocco$12K/yr, 20% tax Kenya$12K/yr, 0% tax Ghana$12K/yr, 15% tax Egypt$12K/yr, 0% tax South Africa$18K/yr, 18% tax Mauritius$21K/yr, 0% tax

Caribbean & Islands

Cyprus$24K/yr, 0% tax Malta$27K/yr, 0% tax Puerto Rico$30K/yr, 0% tax Cayman Islands$48K/yr, 0% tax Bermuda$60K/yr, 0% tax

Browse all countries & cities →

Retire by specific year

Set a target date, see what it takes.

20304 years away 20359 years away 204014 years away 204519 years away 205024 years away

20282yr away 20326yr away 203711yr away 204216yr away 204822yr away 205529yr away 206034yr away 206539yr away 207044yr away 207549yr away

Got a lump sum?

Already have savings? See how far Bitcoin takes them.

$10Kone-time investment $50Kone-time investment $100Kone-time investment $500Kone-time investment

$1Kone-time investment $2.5Kone-time investment $5Kone-time investment $25Kone-time investment $75Kone-time investment $150Kone-time investment $250Kone-time investment $750Kone-time investment $1Mone-time investment $2Mone-time investment $5Mone-time investment

How much do you need to save?

Work backward from your target retirement age.

Retire at 40find minimum monthly savings Retire at 45find minimum monthly savings Retire at 50find minimum monthly savings Retire at 55find minimum monthly savings Retire at 60find minimum monthly savings Retire at 65find minimum monthly savings