7% of your paycheck → $292 to $583 per month into Bitcoin
The average American saves ~6% of income. Putting 7% into Bitcoin...
$50K salary
$292/mo
$3,500/yr
$75K salary
$438/mo
$5,250/yr
$100K salary
$583/mo
$7,000/yr
Projections: 7% of Income
| Salary | Years | Invested | Power Law | CAGR 20% | BTC (PL) |
|---|---|---|---|---|---|
| $50K | 10yr | $35K | $139K | $100K | 0.0808 |
| $50K | 20yr | $70K | $914K | $753K | 0.0933 |
| $50K | 30yr | $105K | $3.6M | $4.8M | 0.0969 |
| $75K | 10yr | $53K | $208K | $150K | 0.1212 |
| $75K | 20yr | $105K | $1.4M | $1.1M | 0.1400 |
| $75K | 30yr | $158K | $5.4M | $7.3M | 0.1454 |
| $100K | 10yr | $70K | $277K | $200K | 0.1614 |
| $100K | 20yr | $140K | $1.8M | $1.5M | 0.1863 |
| $100K | 30yr | $210K | $7.2M | $9.7M | 0.1935 |
Portfolio Comparison
Can This Alone Fund Retirement?
At $75K salary, 7% = $438/month. After 30 years under Power Law, this could be worth $5.4M. That could potentially fund a retirement — see the full retirement calculator for details.
7% of Your Paycheck into Bitcoin
Allocating 7% of your income to Bitcoin is a moderate allocation — meaningful enough to make a difference if Bitcoin appreciates.
Not financial advice. Bitcoin is highly volatile.
Other allocation levels
You might also like
New to Bitcoin? Start here.
Our free 10-module course covers everything from the basics to self-custody — no jargon, no shilling.
Want to customize these numbers?
Use the full Bitcoin FIRE Calculator to adjust your age, savings, expenses, and growth models. Plus explore our free 10-module Bitcoin course.