$1K in Bitcoin vs Bonds over 20 years
Bitcoin (PL)
$146K
Power Law
Bonds
$2K
4% avg return
Difference
$144K
Bitcoin wins
50/50 Split
$74K
half in each
Portfolio Comparison
Year-by-Year Comparison
| Year | Bitcoin (PL) | Bonds | BTC Infl-Adj | Bonds Infl-Adj |
|---|---|---|---|---|
| 2026 | $2K | $1K | $2K | $1K |
| 2028 | $4K | $1K | $4K | $1K |
| 2030 | $6K | $1K | $6K | $1K |
| 2032 | $11K | $1K | $9K | $1K |
| 2034 | $17K | $1K | $13K | $1K |
| 2036 | $26K | $1K | $19K | $1K |
| 2038 | $38K | $2K | $27K | $1K |
| 2040 | $55K | $2K | $36K | $1K |
| 2042 | $78K | $2K | $48K | $1K |
| 2044 | $108K | $2K | $63K | $1K |
| 2046 | $146K | $2K | $81K | $1K |
Verdict
Power Law: Bitcoin wins — $144K more.
CAGR 20%: Bitcoin wins — $36K more.
Break-even: Bitcoin only needs 4.0% annual growth to match Bonds.
$1K Bitcoin vs Bonds
This comparison puts $1K into Bitcoin versus Bonds at a 4% average annual return over 20 years. Bitcoin projections use the Power Law model.
Not financial advice. Past performance does not guarantee future results.
$1K vs other assets
You might also like
New to Bitcoin? Start here.
Our free 10-module course covers everything from the basics to self-custody — no jargon, no shilling.
Want to customize these numbers?
Use the full Bitcoin FIRE Calculator to adjust your age, savings, expenses, and growth models. Plus explore our free 10-module Bitcoin course.