$100K in Bitcoin vs High-Yield Savings over 10 years
Bitcoin (PL)
$2.6M
Power Law
High-Yield Savings
$163K
5% avg return
Difference
$2.4M
Bitcoin wins
50/50 Split
$1.4M
half in each
Portfolio Comparison
Year-by-Year Comparison
| Year | Bitcoin (PL) | High-Yield Savings | BTC Infl-Adj | High-Yield Savings Infl-Adj |
|---|---|---|---|---|
| 2026 | $202K | $100K | $202K | $100K |
| 2027 | $276K | $105K | $268K | $102K |
| 2028 | $372K | $110K | $350K | $104K |
| 2029 | $492K | $116K | $450K | $106K |
| 2030 | $643K | $122K | $571K | $108K |
| 2031 | $830K | $128K | $716K | $110K |
| 2032 | $1.1M | $134K | $888K | $112K |
| 2033 | $1.3M | $141K | $1.1M | $114K |
| 2034 | $1.7M | $148K | $1.3M | $117K |
| 2035 | $2.1M | $155K | $1.6M | $119K |
| 2036 | $2.6M | $163K | $1.9M | $121K |
Verdict
Power Law: Bitcoin wins — $2.4M more.
CAGR 20%: Bitcoin wins — $456K more.
Break-even: Bitcoin only needs 5.0% annual growth to match High-Yield Savings.
$100K Bitcoin vs High-Yield Savings
This comparison puts $100K into Bitcoin versus High-Yield Savings at a 5% average annual return over 10 years. Bitcoin projections use the Power Law model.
Not financial advice. Past performance does not guarantee future results.
$100K vs other assets
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