DCA $100/month since 2019: you'd have $33K today
Current Value
$33K
$100/mo
Total Invested
$8K
ROI
4.3×
return on investment
BTC Held
0.469683 BTC
Results by Monthly Amount
| $/Month | Invested | BTC Today | Value | ROI | S&P 500 |
|---|---|---|---|---|---|
| $100 | $8K | 0.469683 BTC | $33K | 4.3× | $11K |
| $200 | $15K | 0.939365 BTC | $67K | 4.3× | $22K |
| $500 | $39K | 2.35 BTC | $167K | 4.3× | $54K |
| $1000 | $77K | 4.70 BTC | $335K | 4.3× | $108K |
Worst Moment
In 2023-01, your portfolio was down 68.8%from its peak. If you kept going, you'd be at $33K today.
Dollar-Cost Averaging Bitcoin Since 2019
These are actual historical results — not projections or models. Every number uses real BTC prices from 2019 to today. The S&P 500 column assumes a 10% annual return with monthly compounding for comparison.
DCA works because it removes the pressure of timing the market. Even investors who started at cycle peaks eventually accumulated significant returns by staying consistent through bear markets.
DCA from other starting years
Frequently Asked Questions
Dollar-cost averaging $100/month into Bitcoin since January 2019 would have turned $8K invested into approximately $33K — a 4.3x return. You would have accumulated approximately 0.469683 BTC at an average cost of $16,394 per Bitcoin.
$100/month DCA from January 2019 to today means $8K total invested. Based on actual historical Bitcoin prices, this portfolio would be worth approximately $33K today, with 0.469683 BTC accumulated.
The worst paper loss for a $100/month DCA starting in 2019 was approximately 68.8%, occurring in 2023-01. Investors who continued their DCA through this drawdown recovered fully and reached $33K today.
From January 2019 to today, $100/month DCA into Bitcoin returned $33K (a 4.3x multiple), while the same DCA into the S&P 500 returned $11K (a 1.4x multiple). Bitcoin outperformed by $23K in absolute terms, though with significantly higher volatility along the way.
You might also like
New to Bitcoin? Start here.
Our free 10-module course covers everything from the basics to self-custody — no jargon, no shilling.
Want to customize these numbers?
Use the full Bitcoin FIRE Calculator to adjust your age, savings, expenses, and growth models. Plus explore our free 10-module Bitcoin course.