DCA $100/month since 2020: you'd have $19K today
Current Value
$19K
$100/mo
Total Invested
$7K
ROI
2.9×
return on investment
BTC Held
0.267697 BTC
Results by Monthly Amount
| $/Month | Invested | BTC Today | Value | ROI | S&P 500 |
|---|---|---|---|---|---|
| $100 | $7K | 0.267697 BTC | $19K | 2.9× | $9K |
| $200 | $13K | 0.535395 BTC | $38K | 2.9× | $17K |
| $500 | $33K | 1.34 BTC | $95K | 2.9× | $43K |
| $1000 | $65K | 2.68 BTC | $191K | 2.9× | $87K |
Worst Moment
In 2022-07, your portfolio was down 64.1%from its peak. If you kept going, you'd be at $19K today.
Dollar-Cost Averaging Bitcoin Since 2020
These are actual historical results — not projections or models. Every number uses real BTC prices from 2020 to today. The S&P 500 column assumes a 10% annual return with monthly compounding for comparison.
DCA works because it removes the pressure of timing the market. Even investors who started at cycle peaks eventually accumulated significant returns by staying consistent through bear markets.
DCA from other starting years
Frequently Asked Questions
Dollar-cost averaging $100/month into Bitcoin since January 2020 would have turned $7K invested into approximately $19K — a 2.9x return. You would have accumulated approximately 0.267697 BTC at an average cost of $24,281 per Bitcoin.
$100/month DCA from January 2020 to today means $7K total invested. Based on actual historical Bitcoin prices, this portfolio would be worth approximately $19K today, with 0.267697 BTC accumulated.
The worst paper loss for a $100/month DCA starting in 2020 was approximately 64.1%, occurring in 2022-07. Investors who continued their DCA through this drawdown recovered fully and reached $19K today.
From January 2020 to today, $100/month DCA into Bitcoin returned $19K (a 2.9x multiple), while the same DCA into the S&P 500 returned $9K (a 1.3x multiple). Bitcoin outperformed by $10K in absolute terms, though with significantly higher volatility along the way.
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