DCA $100/month since 2021: you'd have $10K today
Current Value
$10K
$100/mo
Total Invested
$5K
ROI
1.9×
return on investment
BTC Held
0.143730 BTC
Results by Monthly Amount
| $/Month | Invested | BTC Today | Value | ROI | S&P 500 |
|---|---|---|---|---|---|
| $100 | $5K | 0.143730 BTC | $10K | 1.9× | $7K |
| $200 | $11K | 0.287459 BTC | $20K | 1.9× | $13K |
| $500 | $27K | 0.718649 BTC | $51K | 1.9× | $33K |
| $1000 | $53K | 1.44 BTC | $102K | 1.9× | $67K |
Worst Moment
In 2022-07, your portfolio was down 45.8%from its peak. If you kept going, you'd be at $10K today.
Dollar-Cost Averaging Bitcoin Since 2021
These are actual historical results — not projections or models. Every number uses real BTC prices from 2021 to today. The S&P 500 column assumes a 10% annual return with monthly compounding for comparison.
DCA works because it removes the pressure of timing the market. Even investors who started at cycle peaks eventually accumulated significant returns by staying consistent through bear markets.
DCA from other starting years
Frequently Asked Questions
Dollar-cost averaging $100/month into Bitcoin since January 2021 would have turned $5K invested into approximately $10K — a 1.9x return. You would have accumulated approximately 0.143730 BTC at an average cost of $36,875 per Bitcoin.
$100/month DCA from January 2021 to today means $5K total invested. Based on actual historical Bitcoin prices, this portfolio would be worth approximately $10K today, with 0.143730 BTC accumulated.
The worst paper loss for a $100/month DCA starting in 2021 was approximately 45.8%, occurring in 2022-07. Investors who continued their DCA through this drawdown recovered fully and reached $10K today.
From January 2021 to today, $100/month DCA into Bitcoin returned $10K (a 1.9x multiple), while the same DCA into the S&P 500 returned $7K (a 1.3x multiple). Bitcoin outperformed by $4K in absolute terms, though with significantly higher volatility along the way.
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