20% of your paycheck → $833 to $1667 per month into Bitcoin
The average American saves ~6% of income. Putting 20% into Bitcoin...
$50K salary
$833/mo
$10,000/yr
$75K salary
$1250/mo
$15,000/yr
$100K salary
$1667/mo
$20,000/yr
Projections: 20% of Income
| Salary | Years | Invested | Power Law | CAGR 20% | BTC (PL) |
|---|---|---|---|---|---|
| $50K | 10yr | $100K | $396K | $285K | 0.2306 |
| $50K | 20yr | $200K | $2.6M | $2.1M | 0.2662 |
| $50K | 30yr | $300K | $10.2M | $13.8M | 0.2765 |
| $75K | 10yr | $150K | $594K | $428K | 0.3460 |
| $75K | 20yr | $300K | $3.9M | $3.2M | 0.3995 |
| $75K | 30yr | $450K | $15.3M | $20.7M | 0.4150 |
| $100K | 10yr | $200K | $792K | $570K | 0.4615 |
| $100K | 20yr | $400K | $5.2M | $4.3M | 0.5328 |
| $100K | 30yr | $600K | $20.5M | $27.6M | 0.5534 |
Portfolio Comparison
Can This Alone Fund Retirement?
At $75K salary, 20% = $1250/month. After 30 years under Power Law, this could be worth $15.3M. That could potentially fund a retirement — see the full retirement calculator for details.
20% of Your Paycheck into Bitcoin
Allocating 20% of your income to Bitcoin is an aggressive allocation. Make sure your essential expenses and emergency fund are covered first.
Not financial advice. Bitcoin is highly volatile.
Other allocation levels
You might also like
New to Bitcoin? Start here.
Our free 10-module course covers everything from the basics to self-custody — no jargon, no shilling.
Want to customize these numbers?
Use the full Bitcoin FIRE Calculator to adjust your age, savings, expenses, and growth models. Plus explore our free 10-module Bitcoin course.