$10K in Bitcoin vs Cash (Mattress) over 10 years
Bitcoin (PL)
$256K
Power Law
Cash (Mattress)
$10K
0% avg return
Difference
$246K
Bitcoin wins
50/50 Split
$133K
half in each
Portfolio Comparison
Year-by-Year Comparison
| Year | Bitcoin (PL) | Cash (Mattress) | BTC Infl-Adj | Cash (Mattress) Infl-Adj |
|---|---|---|---|---|
| 2026 | $20K | $10K | $20K | $10K |
| 2027 | $28K | $10K | $27K | $10K |
| 2028 | $37K | $10K | $35K | $9K |
| 2029 | $49K | $10K | $45K | $9K |
| 2030 | $64K | $10K | $57K | $9K |
| 2031 | $83K | $10K | $72K | $9K |
| 2032 | $106K | $10K | $89K | $8K |
| 2033 | $134K | $10K | $109K | $8K |
| 2034 | $168K | $10K | $132K | $8K |
| 2035 | $208K | $10K | $160K | $8K |
| 2036 | $256K | $10K | $191K | $7K |
Verdict
Power Law: Bitcoin wins — $246K more.
CAGR 20%: Bitcoin wins — $52K more.
Break-even: Bitcoin only needs 0.0% annual growth to match Cash (Mattress).
$10K Bitcoin vs Cash (Mattress)
This comparison puts $10K into Bitcoin versus Cash (Mattress) at a 0% average annual return over 10 years. Bitcoin projections use the Power Law model. Cash under the mattress earns nothing and loses purchasing power to inflation every year.
Not financial advice. Past performance does not guarantee future results.
$10K vs other assets
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