$10K in Bitcoin vs Cash (Mattress) over 5 years
Bitcoin (PL)
$83K
Power Law
Cash (Mattress)
$10K
0% avg return
Difference
$73K
Bitcoin wins
50/50 Split
$46K
half in each
Portfolio Comparison
Year-by-Year Comparison
| Year | Bitcoin (PL) | Cash (Mattress) | BTC Infl-Adj | Cash (Mattress) Infl-Adj |
|---|---|---|---|---|
| 2026 | $20K | $10K | $20K | $10K |
| 2027 | $28K | $10K | $27K | $10K |
| 2028 | $37K | $10K | $35K | $9K |
| 2029 | $49K | $10K | $45K | $9K |
| 2030 | $64K | $10K | $57K | $9K |
| 2031 | $83K | $10K | $72K | $9K |
Verdict
Power Law: Bitcoin wins — $73K more.
CAGR 20%: Bitcoin wins — $15K more.
Break-even: Bitcoin only needs 0.0% annual growth to match Cash (Mattress).
$10K Bitcoin vs Cash (Mattress)
This comparison puts $10K into Bitcoin versus Cash (Mattress) at a 0% average annual return over 5 years. Bitcoin projections use the Power Law model. Cash under the mattress earns nothing and loses purchasing power to inflation every year.
Not financial advice. Past performance does not guarantee future results.
$10K vs other assets
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